How to Check TDS Deduction Against Your PAN

Tax Deducted at Source (TDS) is a system through which tax is deducted from certain payments, such as salary, interest, rent, professional fees, and contractor payments. If tax has been deducted from your income, it is important to verify that the amount is correctly reported against your Permanent Account Number (PAN).

Checking your TDS details helps you confirm your tax credits, identify discrepancies, and prepare an accurate Income Tax Return (ITR). This guide explains how to check TDS online, what to do if the details are missing, and how professional tax assistance can help.

What Is TDS Against PAN?

When a person or organisation deducts tax from a payment, the deducted amount must be reported to the Income Tax Department using the prescribed procedures. Your PAN helps the department associate the reported tax deduction with your tax records.

For example, if your employer deducts TDS from your salary or a bank deducts tax from your interest income, the details should generally appear in your relevant tax records after the deductor files the required statement and the information is processed.

You can check these details through Form 26AS, the Annual Information Statement (AIS), and other relevant records available through the official Income Tax Department portal. The department explains that Form 26AS contains TDS/TCS-related information, while AIS provides a broader view of financial information.

How to Check TDS Deduction Against Your PAN Online

Follow these steps to check your TDS details.

Step 1: Visit the Income Tax e-Filing Portal

Open the official Income Tax Department website:

Income Tax e-Filing Portal

Log in using your PAN as your user ID and your registered credentials. If you are a new user, complete the registration process first.

Step 2: Open Form 26AS or the Annual Tax Statement

The applicable menu depends on the tax year.

For returns governed by the Income-tax Act, 1961, the portal provides access to Form 26AS. For the relevant periods under the Income-tax Act, 2025, the corresponding annual tax statement is Form 168.

You can access the statement through the e-Filing portal’s income tax return section or the linked TDS-CPC portal. Select the appropriate assessment year or tax year and view or download the statement.

Step 3: Review Your TDS Details

Check the statement for information such as:

• Name of the deductor.
• Tax Deduction and Collection Account Number (TAN).
• Amount paid or credited.
• Tax deducted.
• Tax deposited.
• Relevant transaction and reporting details, where available.

Compare these details with your salary slips, Form 16, Form 16A, bank statements, rent records, or other relevant documents.

Step 4: Check Your Annual Information Statement

You should also review your AIS to see the tax-related information reported against your PAN.

After logging in, open the AIS option under the applicable menu, select the relevant financial year or tax year, and review the information available.

AIS includes TDS/TCS information and other reported financial information. It also provides a facility to submit feedback on certain entries if you believe the information is incorrect.

What If TDS Is Not Showing Against Your PAN?

Sometimes, tax deducted from your income may not immediately appear in Form 26AS or the relevant annual tax statement. Possible reasons include:

1. The deductor has not filed the TDS statement: The employer, bank, tenant, or other deductor may not yet have submitted the required statement.
2. The TDS statement contains an incorrect PAN: Your tax deduction may have been reported against another person’s PAN.
3. The deducted amount has not been deposited: The deductor may have deducted tax but not deposited it correctly.
4. The information has not been updated: Processing or reporting delays may affect when the details become visible.
5. Incorrect transaction information: The amount or other details may have been reported incorrectly.

The Income Tax Department advises that when TDS is reported against an incorrect PAN, the deductor generally needs to correct the relevant TDS statement before the credit can be reflected properly.

How to Correct TDS Mismatches

If you identify a discrepancy, take the following steps:

• Contact the deductor and provide the relevant payment or deduction details.
• Request verification of your PAN, deducted amount, and TDS reporting information.
• Ask the deductor to file a correction statement if required.
• Check Form 26AS again after the correction has been processed.
• Keep your TDS certificates and payment records for reference.

You can also use the Tax Credit Mismatch service on the Income Tax Department portal to compare tax credits reported in your return with the information reflected in Form 26AS.

Avoid claiming tax credit solely on the basis of a salary slip or private payment record without checking the applicable reporting requirements.

Why Is Checking TDS Important Before Filing ITR?

Checking TDS before filing your return can help you:

• Confirm the tax credit available against your PAN.
• Identify missing or incorrectly reported deductions.
• Reduce the risk of tax-credit mismatches.
• Prepare an accurate income tax return.
• Identify issues that may require correction by the deductor.

If the TDS credit claimed in your return does not match the department’s records, it may lead to processing discrepancies or additional follow-up.

How Can a CA Firm in Noida Help?

TDS reconciliation can become complicated when you have multiple employers, bank accounts, property transactions, professional receipts, or business payments.

A professional CA Firm in Noida can help review Form 26AS, AIS, TDS certificates, and income records to identify inconsistencies. Professional assistance may also help you understand the correction process and prepare your income tax return using accurate information.

If you are looking for a tax filling consultant noida, TaxCaller offers tax consultancy and income tax filing assistance to individuals, professionals, and businesses. Reviewing your tax records before filing can help you identify missing information and address discrepancies promptly.

Conclusion

Checking TDS deduction against your PAN is an important step in managing your income tax records. By reviewing Form 26AS, AIS, and your TDS certificates, you can verify reported deductions and identify discrepancies before filing your return.

If your TDS is missing or incorrectly reported, contact the deductor and request the necessary correction. For assistance with TDS reconciliation and ITR preparation, TaxCaller can help you understand the process and organise your tax documentation.